Investing won't
make you rich

What you actually keep after inflation and taxes, year by year.

Over 20 years, 2026–2045

Cash in
€10,000
Cash out
€38,697
Eaten by inflation and tax
(€14,406)
Cumulative inflation on exit
48.6%
Summary
Two reports at the end of the horizon: cash flows without inflation, then what inflation takes out of the profit.

Nominal (no inflation)

Cash out€38,697
Cash in(€10,000)
Taxes(€7,461)
Net profit€21,236
Net profit pct212.4%

Inflation-adjusted

Net profit€21,236
Inflation on invested(€3,270)
Inflation on gains(€3,674)
Real net profit€14,291
Real net profit pct142.9%